INSURANCE SOLUTIONS

Guardian Elite Home

From Green Shield Risk Solutions, our exclusive, non-admitted homeowners insurance product tailored for property owners in California and Colorado in wildfire-prone areas.

We understand the serious challenge homeowners face as insurance carriers exit states exposed to catastrophic risks. However, our proprietary wildfire analytics platform, Property Guardian, and our deep expertise in complex risk selection enable Green Shield to offer your clients a solution — empowering you to say “yes,” when others say “no.”

Experts in Wildfire
Leaders in Risk Selection

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The Green Shield Advantage

With Guardian Elite Home, your clients can rest easy, assured that their most valuable assets are protected at every turn. Our unparalleled market experience, coupled with top-tier service and seamless claims management, defines the Green Shield advantage and our promise to you.

And behind every policy? The strength of A+ rated paper through Lloyd’s of London — delivering the security, reputation, and global reliability your clients expect.

Key Program Details

Coverage Limits

California and Colorado properties: $1 million to $6.5 million in dwelling, 10% other structures, 20% contents, 20% loss of use

ISO HO-3

Replacement cost on dwelling and other structures; actual cash value on personal property (replacement cost available)

Mitigation

Mitigated or willing to mitigate to requirements

Occupancy

Primary or secondary, owner occupied (no rentals, vacant or construction)

Discounts Available

Fire alarms, sprinklers or security system

Personal Liability

$300,000 or $500,000, with personal injury available (non high-profile)

Medical Payments

$1,000 up to $5,000

Download the Brochure

Contact Us to Get Appointed Today

Agents interested in offering Guardian Elite Home should start by getting appointed with us. Homeowners in wildfire-prone areas of California and Colorado — ask your agent about coverage today.